These are the situation where Insurance company don't give you compensation
Security Checkup Delays: Try to reach at Airport with extra time as if you miss a plane due to excessively long lines at TSA then Insurance Typically don't cover the loss.
Bumping: doesn’t cover downstream cancellation penalties if you’re bumped from a flight and miss a subsequent departure.
Mileage Flights: If your flight on a frequent flyer award ticket is canceled or otherwise impacted, insurance can’t replace or pay you for points. It may, however, cover the cost or re-deposit unused miles thereafter.
Lost Lodging Reservations: A lost lodging reservation isn’t covered by travel insurance, and instead will have to be taken up with the company or travel agent that lost it.
Double-Booked Accommodation: As with a lost reservation, if you find someone else in the accommodation you booked, travel insurance typically doesn’t cover you.
Not as Advertised Accommodation: An accommodation that’s a lot less desirable when you arrive than it looked to be online generally isn’t covered by travel insurance.
Ticket Scams: If you find your event or sightseeing excursion ticket turns out to be fake, typical travel insurance won’t cover you. your Ticket must be From Trusted Source
Last-Minute Changes: If your cruise line or tour operator makes a last-minute itinerary or excursion change, travel insurance typically won’t cover any travel issues caused by it, unless it involves complete curtailment. You can try contacting the operator responsible for the changes about compensation.
Poor Destination Conditions: If you arrive at a golf or tennis resort, and it rains the entire time you’re there, or there’s no snow at a ski resort, you might be disappointed—but travel insurance certainly won’t help you. As long as your airline operates and the resort is open, you got what you paid for despite Mother Nature’s mood.
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